If Illinois lawmakers have their way, theirs will become the 17th state to mandate better insurance coverage for patients with eating disorders. The legislation has already been passed and is waiting for Governor Rob Blagojevich's signature.

"The cost of treatment, which often requires a team of clinicians, is one of the biggest obstacles to healing.... As with other serious illnesses, early intervention can save victims' lives and insurers' money, before patients end up in the intensive-care unit...."

Critics of these types of mandates have voiced their protests in nearly every state where similar legislation has been passed. They cite inevitable rises in health care premiums as their primary concern. Despite those protests, the mandates are largely viewed as being long overdue. Source: Chicago Tribune

Labels: costs, insurance, treatment

Eating disorder treatment facilities are expensive. Some families pay out-of-pocket, but many can't afford to and turn to their insurance companies for help. Unfortunately, many insurance companies severely limit the amount of coverage they offer. Kitty and Mark Westin know this first hand. They spent a lot of time an effort fighting their insurance agency when their daughter, Anna, was struggling with an eating disorder. In hopes of helping other families in similar situations, they list several suggestions on their website.

"It is also important to understand which covered treatments are funded through the 'health' section of your plan and which are funded through the 'mental health' section. For example, your psychiatrist and medical doctor will be funded through 'health benefits' and you should insist that these are billed this way. You will probably have lower co-pays and services will not be as limited."

The Westins offer suggestions also if you find yourself having to file an appeal with your insurance company. Read more at AnnaWestinFoundation.org.

Labels: costs, health care, insurance

Helping a child recover from an eating disorder can be a long, scary, and expensive process. Long-term, live-in facilities can cost tens of thousands of dollars a month, and most insurance agencies don't cover any of the expenses for long-term care. Several New Jersey families have recently filed a class-action law suit against insurance companies, stating that they are violating the mental health parity act that requires biologically based disorders to be covered by medical insurance.

"The National Institute of Mental Health... says that 'several family and twin studies are suggestive of a high heritability of anorexia and bulimia' and that, while no gene has been found linking eating disorders with inheritability, 'scientists suspect that multiple genes may interact with environmental and other factors to increase the risk of developing these illnesses.'"

New Jersey's definition of "biologically based" disorders includes things like obsessive compulsive disorder, and depression, both of which are often linked to eating disorders and may provide further proof that the disorders are in fact biologically based. Read more at CourierPostOnline.com.

Labels: costs, insurance, treatment